Helpful tidbits for personal finance and saving money with a little silliness thrown in to spice it up!
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Just because you are trying to cut down on expenses, doesn't mean you have to go without on Valentine's Day.  Below is a collection of different ideas for an inexpensive, yet magical night with the one you love.



Have a picnic in front of a fire &some champagne. For an extra touch, serve strawberries to bring out the champagne's flavor. If you don't like to cook or don't have the time, you can order out from your favorite place. Be sure to replate the meal on nice plates. Put some great music on the stereo or watch a romantic movie after the meal!


When your sweetie gets home, draw a hot bath filled with rose petals. (Roses are expensive around Valentines Day, so you can ask your florist for a package of plain rose petals, short stemmed roses, or for "seconds" -- ones that are slightly bruised since you won't be giving them in a traditional way.) Have a glass of wine and some chocolates to nibble on by the side of the tub.

Meanwhile, prepare the bedroom. Line the bed with towels fresh out of the dryer so that they're warm.  Massage the stress away with a sensual smelling massage oil or your sweetie's favorite lotion. There are several videos on YouTube that can show you how to give a great massage. Afterwards the two of you can enjoy takeout in bed while you watch a romantic movie.

Want a little extra sexy effect in the atmosphere. Turn the lights down low or set the mood with several candles placed around the path from the door to the bedroom. Sprinkle rose petals & chocolate kisses like a trail of bread crumbs leading from the front door and into the bedroom. Put on something sexy and lay out a sexy outfit for your partner.  Prepare some sexy foods that you can feed each other, such as almonds, chocolates, dates, raspberries, strawberries and wine. (For that extra touch, a few hours before your date, dip the strawberries in melted chocolate and chill in the fridge.) Fill the bedroom with tons of candles and turn the lights out. Then just wait for your sweetheart.

Whatever you do, I hope you have a very special Valentine's Day!!

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